American Express Gold Card
American Express
Key Features
Annual Fee
$ 250
Cashback
4x points
Credit Limit
Up to $ 35,000
Approval Time
Instant
Features
- 4X points at restaurants
- 4X points at US supermarkets
- 3X points on flights
- Metal card
Benefits
- $120 dining credit
- $120 Uber Cash
- No foreign transaction fees
- Travel insurance
Requirements
- Good to excellent credit
- US resident
- Social Security Number
Pros and Cons
Pros
- High credit limit
- Fast approval
Cons
- High annual fee