Chase Sapphire Preferred
Chase
Key Features
Annual Fee
$ 95
Cashback
2x-5x points
Credit Limit
Up to $ 50,000
Approval Time
Instant
Features
- 60,000 bonus points
- 2X points on travel and dining
- 1X points on other purchases
- No foreign transaction fees
Benefits
- $50 annual hotel credit
- Trip cancellation/interruption insurance
- Auto rental collision damage waiver
- Purchase protection
Requirements
- Good to excellent credit
- Minimum income not specified
- US resident
Pros and Cons
Pros
- High credit limit
- Fast approval
Cons
- High income requirement